In order to further optimize the financial ecological environment, recently, the Shantou Municipal Local Financial Supervision and Administration and the Bureau of Finance of Shantou Municipality jointly issued the Measures for Implementation of "Government-Bank-Insurance" Financing Cooperation Projects, which includes such measures as the implementation of financial funds as risk compensation and insurance premium subsidies for enterprise credit, and the introduction of insurance institutions to provide loan guarantee insurance for micro, small and medium-sized enterprises lacking effective collateral, for the purpose of addressing the difficulties of financing for small and micro businesses and individual industrial and commercial households, making financing better serve the real economy, and promoting high-quality regional economic development.

The Measures took effect from June 9, 2021, and will be valid until December 31, 2023. The Measures is applicable to a single loan amount of RMB 800,000 or a total loan amount of RMB 1 million for an individual industrial and commercial household, as well as a single loan amount of RMB 3 million or a total loan amount of RMB 5 million for a corporation. During the period, through the tripartite cooperation of "Government-Bank-Insurance", inclusive financial services will be provided, and the scale of financing business will be expanded, aiming to offer at least RMB 1 billion of loans to the eligible enterprises.

Source:Shantou Daily, July 21, 2021

　　汕头出台《“政银保”融资合作项目实施办法》

　　为进一步优化金融生态环境，近期，市金融局联合市财政局出台《“政银保”融资合作项目实施办法》，旨在通过落实财政资金作为企业信贷的风险补偿及保费补贴，引入保险机构为缺乏有效抵押物的中小微企业提供贷款保证保险，缓解小微企业、个体工商户融资难题，促进金融服务实体经济，推动地区经济高质量发展。

　　该办法自2021年6月9日起实施，有效期至2023年12月31日。个体工商户贷款金额单笔80万元，总额100万元；法人主体贷款金额单笔300万元，总额500万元。在合作期间，通过“政银保”三方合作，落实普惠金融服务，扩大融资业务规模，力争向满足条件的企业发放贷款总计不低于10亿元。

来源：汕头日报 2021-7-21